Equipment Financing

For 25 years FotoFunding has provided financing to photography companies for millions of dollars of equipment needed for their businesses. Most financing is done with Equipment Finance Agreements (EFA’s). Very simply an EFA shows the equipment being financed, the monthly payment due and term of the agreement, generally 24 to 60 months. Once all payments have been made under an EFA the customer owns the equipment. Other financing options include:

      $1 purchase options lease. Similar to an EFA. The customer owns the equipment for $1 at the end of the agreement.

      10% buyout lease. The customer owns the equipment upon receipt of the final payment of 10% of the original cost of

      Fair Market Value (FMV) lease. The customer has the option at the end of the term to 1) purchase the equipment for its fair
      market value 2) return the equipment or 3) continue to lease the equipment.

No matter which type of financing you choose for your equipment, FotoFunding offers:
  • Transaction size: $5,000 to $10 million
  • “Application-only” to $250,000.
  • “Corporate only” for well established businesses
  • Start-up Business Programs
  • Custom Payment Plans including $0 down $0 advances and 90-day skip
  • Fast, easy online applications and “e-signature” documents